Getting Started

What you'll need

Hala-GH is built to work without a bank account or credit history. Instead, you'll need:

• A valid Ghana Card that hasn't expired
• A guarantor - their full name, phone number, and how they know you
• To be 21 years or older
• A working phone number we can reach you on

How verification works

You'll take photos of the front and back of your Ghana Card plus a selfie, which are checked through a mix of automated systems and manual review to confirm your identity.

Because your guarantor's details become part of your application, they'll be informed that their information has been shared with Hala-GH for this purpose - so it's worth giving them a heads-up before you apply.

Choosing your device & plan

Every device in the catalog shows its own real pricing - there's no single flat rate. Plans typically run 3 or 6 months depending on the device and term you choose, each with its own deposit and remaining balance spread evenly across the plan.

Not sure which term fits your budget? Compare plans side by side before you apply.

Submitting your application

You can apply online or in person at a partner shop. Either way, you'll provide your personal details, upload your Ghana Card and selfie, add your guarantor's information, and pick your device and plan.

Pickup & activation

Once your application is approved, you'll collect your device from the partner shop tied to your application. Your device is activated as soon as your deposit is received, and you're ready to go.

After you apply

If something about your application needs a closer look, our team will reach out on the phone number you provided. If it's been a while and you haven't heard back, don't hesitate to check in.